Rate Advantage Card
Great Low Rate, Fewer Fees
Texans are savvy, which is why we offer the Rate Advantage Visa® card — our lowest-rate card with no annual fee, no balance transfer fee, no over-limit fee, and no fees for cash advances1.
Texans' Rate Advantage Visa Cards include:
  • Visa's Zero Liability Policy
  • ID Navigator powered by Norton LifeLock
  • Dovly Uplift
  • Roadside Dispatch
  • 24/7 Live Customer Support
  • EMV Advanced Security and Fraud Protection
  • Emergency Cash Disbursement
  • Lost/stolen Card Reporting
  • Emergency Card Replacement
Your Information
Your Address
What is your address status?
$
Your Income
$
Year(s)
Month(s)

Do you have additional income?
Additional Source of Income
$
Your Requested Credit Limit
$
Joint Applicant Information
Joint Applicant Address
Is your current address the same as the primary applicant?
Joint Applicant Income
$
Year(s)
Month(s)

Do you have additional income?
Additional Source of Income
$
You certify that the information on this loan application is complete, true, and submitted for the purpose of obtaining the accounts and services requested. I have read and agree to the Communication Consent And User Agreement. I authorize Texans Credit Union to obtain my credit report for use in evaluating my creditworthiness.

Membership required. Subject to credit approval. Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change without notice.
* Full benefits explained in Visa Standard Guide to Benefits disclosures provided with card agreement. Ask a representative for details.

VISA is a registered trademark of Visa International Services Association.
1 Foreign transaction fees are 1% of the foreign transaction amount.
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