Get Texans benefits and a great rate on your new or used boat or RV.


Refinance your current boat or RV loan from another lender.

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Shop with confidence, knowing how much boat or RV you can afford.

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Boat and RV Loan FAQs
  • How do I apply for the boat or RV loan with Texans CU?
    You can apply for your boat or RV loan online in just a few minutes. You can also apply with the help of one of our representatives by phone at 972.348.2000 or at your local branch.
  • Can I apply with someone else?
    You can apply alone or with another applicant. Simply choose the option to add a joint applicant when starting your application if you would like to apply with another person.
  • Do I need to know the specific boat or RV I want to buy before I apply?
    No. You can apply and be pre-approved before you shop for your boat or RV.
  • Do I need to have a down payment?
    A down payment is not required. Providing one can reduce the amount you need to finance and may lower your monthly payment.
  • How soon will I receive a decision after I submit my boat or RV loan application?
    Most decisions are available within 2-3 hours. If your application requires a more detailed review or is submitted outside of business hours, it may take longer. A loan advisor will contact you by phone or email once an initial loan decision has been made.
  • What will my monthly payment be?
    Your monthly payment will be determined by several factors, including your loan amount, term, and interest rate. You can estimate your monthly payment using our Loan Payment Calculator.

Calculate Your Loan Error

Loan amount must be between $5,000 and $500,000.

Loan Calculation Results

Loan Term (Months)
Estimated Monthly Payment
Loan Amount:
Credit Score:
Membership Required. Loans are subject to credit approval.
*Annual Percentage Rate (APR). Rates are current as of 03/18/2024. Rates and terms applicable to Boat, RV, and Travel Trailer loans only. Personal Watercraft have max 60-month term. Maximum age of vehicle is 10 years. Vehicles older than 10 years add 1.00% to rate. Loan terms of 121-144 months only available on new vehicles up to 2 years old. Rates and terms are subject to change without notice. Certain restrictions apply.
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