Purchase

Get Texans benefits and a great rate on your new or used car.

Refinance

Refinance your current auto loan from another lender.

Get Pre-approved

Shop with confidence, knowing how much car you can afford.

Calculate Your Loan
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Auto Loan FAQs
  • How do I apply for an auto loan with Texans CU?
    You can apply for your auto loan online in just a few minutes. You can also apply with the help of one of our representatives by phone at 972.348.2000 or at your local branch.
  • Can I apply with someone else?
    You can apply alone or with another applicant. Simply choose the option to add a joint applicant when starting your application if you would like to apply with another person.
  • Do I need to know the specific car I want to buy before I apply?
    No. You can apply and be pre-approved before you shop for your vehicle.
  • Do I need to have a down payment?
    A down payment is not required. Providing one can reduce the amount you need to finance and may lower your monthly payment.
  • How soon will I recieve a decision after I submit my auto loan application?
    Most decisions are available within 2-3 hours. If your application requires a more detailed review or is submitted outside of business hours, it may take longer. A loan advisor will contact you by phone or email once an inital loan decision has been made.
  • What will my monthly payment be?
    Your monthly payment will be determined by several factors, including your loan amount, term, and interest rate. You can estimate your monthly payment using our Auto Payment Calculator.

Calculate Your Loan Error

Loan amount must be between $5,000 and $500,000.

Loan Calculation Results

Loan Term (Months)
APR
Estimated Monthly Payment
Vehicle Year:
36
Loan Amount:
48
Credit Score:
60
72
84
*Annual Percentage Rate (APR). Membership Required. Loans are subject to credit approval. Rates are current as of 06/06/2022 and reflect rates available on auto loans only. Rates and terms are subject to change without notice. Rates shown are estimates based on the information you provided and require a maximum loan-to-value of 100% for a 0.25% rate discount. Rates, terms and conditions are determined by the overall creditworthiness of each applicant, collateral value, amount financed and other factors. Some restrictions may apply. Additional financing options available. For vehicles with mileage over 100,000, add additional 0.50% to rate. Refinance of an existing Texans auto loan includes a $50 fee. Financing is not available for commercial-use vehicles, salvaged or branded title vehicles. Other restrictions may apply.
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